Rules or no Rules? An Analysis of the Operational and Social Performance of Microfinance Institutions in India
(2018) EKHS21 20181Department of Economic History
- Abstract
- Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or... (More)
- Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or better operational sustainability. Another relevant result is the significance of gross enrollment and unemployment rate for the performance of Microfinance institutions. (Less)
Please use this url to cite or link to this publication:
http://lup.lub.lu.se/student-papers/record/8952301
- author
- Rodrigues, Laura Elisa LU
- supervisor
- organization
- course
- EKHS21 20181
- year
- 2018
- type
- H1 - Master's Degree (One Year)
- subject
- keywords
- Microfinance, regulation, performance, inclusive growth, India
- language
- English
- id
- 8952301
- date added to LUP
- 2019-08-22 08:31:38
- date last changed
- 2019-08-22 08:31:38
@misc{8952301, abstract = {{Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or better operational sustainability. Another relevant result is the significance of gross enrollment and unemployment rate for the performance of Microfinance institutions.}}, author = {{Rodrigues, Laura Elisa}}, language = {{eng}}, note = {{Student Paper}}, title = {{Rules or no Rules? An Analysis of the Operational and Social Performance of Microfinance Institutions in India}}, year = {{2018}}, }