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Rules or no Rules? An Analysis of the Operational and Social Performance of Microfinance Institutions in India

Rodrigues, Laura Elisa LU (2018) EKHS21 20181
Department of Economic History
Abstract
Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or... (More)
Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or better operational sustainability. Another relevant result is the significance of gross enrollment and unemployment rate for the performance of Microfinance institutions. (Less)
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author
Rodrigues, Laura Elisa LU
supervisor
organization
course
EKHS21 20181
year
type
H1 - Master's Degree (One Year)
subject
keywords
Microfinance, regulation, performance, inclusive growth, India
language
English
id
8952301
date added to LUP
2019-08-22 08:31:38
date last changed
2019-08-22 08:31:38
@misc{8952301,
  abstract     = {Microfinance institutions are considered a tool for sustainable development and financial inclusion. In recent years several institutions became profit driven and engaged in the behavior of traditional banks and businesses ending up in risky and competitive situations. Associated to this, several Microfinance institutions entered under national regulations with expectations of better performance and better operational sustainability. The present thesis attempts to look into the outcome of being under regulations considering India as a case study. The study uses a panel data of 62 Microfinance Institutions from 2014 to 2016. The results of this study show that being under regulation is not necessarily associated with better efficiency or better operational sustainability. Another relevant result is the significance of gross enrollment and unemployment rate for the performance of Microfinance institutions.},
  author       = {Rodrigues, Laura Elisa},
  keyword      = {Microfinance,regulation,performance,inclusive growth,India},
  language     = {eng},
  note         = {Student Paper},
  title        = {Rules or no Rules? An Analysis of the Operational and Social Performance of Microfinance Institutions in India},
  year         = {2018},
}