Skip to main content

LUP Student Papers

LUND UNIVERSITY LIBRARIES

Studentförsäkring, för säkrare studier

Warnemyr, Linnea LU and Riesbeck, Jenny LU (2021) STAH11 20202
Department of Statistics
Abstract
This Bachelor's thesis sets out to investigate the conditions for an income insurance policy for student aid in Sweden. Using actuarial mathematics as well as a statistical survey, the aim is to determine under which conditions such a policy would be economically viable. Results show that the actuarially fair premium is too expensive in contrast to what the respondends, of the survey report, are willing to pay. The conclusion is that this could explain why this kind of insurance policy does not currently exist on the market. However, it is hypothesized that a viable policy could be constructed since there seems to be considerable demand for it within the Swedish student body.
Please use this url to cite or link to this publication:
author
Warnemyr, Linnea LU and Riesbeck, Jenny LU
supervisor
organization
course
STAH11 20202
year
type
M2 - Bachelor Degree
subject
keywords
Försäkring, CSN, Studentförsäkring, Moral hazard, Adverse selection, Momentgenererande funktioner, Betingade väntevärden
language
Swedish
id
9038891
date added to LUP
2021-02-17 10:52:04
date last changed
2021-02-17 10:52:04
@misc{9038891,
  abstract     = {{This Bachelor's thesis sets out to investigate the conditions for an income insurance policy for student aid in Sweden. Using actuarial mathematics as well as a statistical survey, the aim is to determine under which conditions such a policy would be economically viable. Results show that the actuarially fair premium is too expensive in contrast to what the respondends, of the survey report, are willing to pay. The conclusion is that this could explain why this kind of insurance policy does not currently exist on the market. However, it is hypothesized that a viable policy could be constructed since there seems to be considerable demand for it within the Swedish student body.}},
  author       = {{Warnemyr, Linnea and Riesbeck, Jenny}},
  language     = {{swe}},
  note         = {{Student Paper}},
  title        = {{Studentförsäkring, för säkrare studier}},
  year         = {{2021}},
}