Impact of Mobile Devices on Women's Access to Finance
(2021) NEKH03 20211Department of Economics
- Abstract
- Digital financial services have long been known as key tools in increasing women's financial inclusion, independence, and social mobility. However, the exact method in how these services should be most effectively deployed is still up for debate. Women have continuously been excluded from the financial sector, in large part due to restrictive cultural and gender norms inhibiting their independence. Women's exclusion impedes their personal development and leads to stagnating economic development at the local, regional and global level—women's financial empowerment is crucial for long-term economic development and growth. However, dismantling and reshaping a system that excludes women is no easy fix. It requires a plethora of factors to work... (More)
- Digital financial services have long been known as key tools in increasing women's financial inclusion, independence, and social mobility. However, the exact method in how these services should be most effectively deployed is still up for debate. Women have continuously been excluded from the financial sector, in large part due to restrictive cultural and gender norms inhibiting their independence. Women's exclusion impedes their personal development and leads to stagnating economic development at the local, regional and global level—women's financial empowerment is crucial for long-term economic development and growth. However, dismantling and reshaping a system that excludes women is no easy fix. It requires a plethora of factors to work together in order to achieve long-term results. In recent years digital financial services have been at the center of financial inclusion projects. The purpose of this study is to investigate how network coverage and digital devices impact women's access to finance and what other possible factors which may be crucial in women's economic empowerment. An econometric regression exploring the relationship between access to financial services and enabling factors such as network coverage, education, GDP, and banks per 100,000 is used to determine what may be an important factor in access to finance. Additionally, case studies using digital financial services to increase women's access to finance are investigated to explore the impact the econometric variables have in real life and what other factors need to be considered to maximize impact. (Less)
Please use this url to cite or link to this publication:
http://lup.lub.lu.se/student-papers/record/9052749
- author
- Zibell, Enya LU
- supervisor
- organization
- course
- NEKH03 20211
- year
- 2021
- type
- M2 - Bachelor Degree
- subject
- keywords
- digital financial services, women's financial inclusion, fintech, mobile broadband
- language
- English
- id
- 9052749
- date added to LUP
- 2021-07-05 13:32:34
- date last changed
- 2021-07-05 13:32:34
@misc{9052749,
abstract = {{Digital financial services have long been known as key tools in increasing women's financial inclusion, independence, and social mobility. However, the exact method in how these services should be most effectively deployed is still up for debate. Women have continuously been excluded from the financial sector, in large part due to restrictive cultural and gender norms inhibiting their independence. Women's exclusion impedes their personal development and leads to stagnating economic development at the local, regional and global level—women's financial empowerment is crucial for long-term economic development and growth. However, dismantling and reshaping a system that excludes women is no easy fix. It requires a plethora of factors to work together in order to achieve long-term results. In recent years digital financial services have been at the center of financial inclusion projects. The purpose of this study is to investigate how network coverage and digital devices impact women's access to finance and what other possible factors which may be crucial in women's economic empowerment. An econometric regression exploring the relationship between access to financial services and enabling factors such as network coverage, education, GDP, and banks per 100,000 is used to determine what may be an important factor in access to finance. Additionally, case studies using digital financial services to increase women's access to finance are investigated to explore the impact the econometric variables have in real life and what other factors need to be considered to maximize impact.}},
author = {{Zibell, Enya}},
language = {{eng}},
note = {{Student Paper}},
title = {{Impact of Mobile Devices on Women's Access to Finance}},
year = {{2021}},
}