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LUND UNIVERSITY LIBRARIES

Skyddet för konsumenter vid köp av nyproducerad bostadsrätt

Ottosson, Stephanie LU (2022) LAGF03 20222
Department of Law
Faculty of Law
Abstract (Swedish)
Mot bakgrund av utvecklingen på bostadsmarknaden under senare år har det blivit uppenbart att konsumentskyddet vid köp av nyproducerade bostadsrätter är otillräckligt. Lagstiftningen erbjuder inte ett rättsligt skydd i samma utsträckning som på andra konsumentmarknader. Med beaktande av att nyproducerade bostadsrätter ofta står för stora ekonomiska värden innebär det att transaktionen kan få en avsevärd påverkan på konsumentens privatekonomi.

Motparten är ofta en kapitalstark näringsidkare som tillsammans med otillräcklig konsumenträttslig lagstiftning orsakar en obalans mellan parterna, där näringsidkaren står med fördelarna och konsumenten med risken. För att motverka denna obalans och uppnå syftet med en effektiv marknad har ett... (More)
Mot bakgrund av utvecklingen på bostadsmarknaden under senare år har det blivit uppenbart att konsumentskyddet vid köp av nyproducerade bostadsrätter är otillräckligt. Lagstiftningen erbjuder inte ett rättsligt skydd i samma utsträckning som på andra konsumentmarknader. Med beaktande av att nyproducerade bostadsrätter ofta står för stora ekonomiska värden innebär det att transaktionen kan få en avsevärd påverkan på konsumentens privatekonomi.

Motparten är ofta en kapitalstark näringsidkare som tillsammans med otillräcklig konsumenträttslig lagstiftning orsakar en obalans mellan parterna, där näringsidkaren står med fördelarna och konsumenten med risken. För att motverka denna obalans och uppnå syftet med en effektiv marknad har ett starkt konsumentskydd efterfrågats. Utöver att kraven på den ekonomiska planen stärks, krav på oberoende intygsgivare införts och informationsskyldighet, har en del lagrum förtydligats. Vidare har en betänketid införts vid tecknande av förhandsavtal.

Syftet med studien är att redogöra för om antagandet av lagändringen i enlighet med prop. 2021/22:171 förbättrar konsumentskyddet. För att undersöka detta fördjupar studien sig i det befintliga regelverket och analyserar utifrån ett kritiskt perspektiv de förändringarna som träder i kraft den 1 januari 2023.

För att besvara studiens frågeställningar och nå dess resultat och slutsatser har en rättsdogmatisk metod använts. Litteratur har studerats som grundar sig på gällande rätt samt utredningsbetänkande. Riksrevisionens granskningsrapport gällande konsumentskyddet har också utgjort underlag för studien. Det redogörs för vad en bostadsrätt är för något, bostadsrättsföreningars organisation samt förvärvsprocessen.

Undersökningen visar att rättsskyddet har förbättrats i flera avseenden och att ytterligare reglering skulle innebära en förskjutning av risktagandet. Slutsatsen är att de ändringar som har antagits i syfte att förbättra skyddet för konsumenter är relativt små och att syftet därför bara delvis har uppnåtts. (Less)
Abstract
Due to the development on the housing market during the past years it has been evident that the consumer legal protection that regulate the transaction when in process of buying a newly produced apartment with condominium is insufficient. The legislation does not offer a legal protection in line with what is normally found on other consumer markets. This is something that the legislator deems necessary to change. Considering that newly produced condominiums often have a high market value, the impact on the intended buyer’s personal finances is therefore eminent.

The counterparty is often a corporation, which makes the party position imbalanced. As an attempt to make the imbalance less prominent and to achieve a more efficient market,... (More)
Due to the development on the housing market during the past years it has been evident that the consumer legal protection that regulate the transaction when in process of buying a newly produced apartment with condominium is insufficient. The legislation does not offer a legal protection in line with what is normally found on other consumer markets. This is something that the legislator deems necessary to change. Considering that newly produced condominiums often have a high market value, the impact on the intended buyer’s personal finances is therefore eminent.

The counterparty is often a corporation, which makes the party position imbalanced. As an attempt to make the imbalance less prominent and to achieve a more efficient market, the legislator has identified certain aspects that needs to be improved. In addition to the amendments that has been incorporated, there are a few modifications in already existing paragraphs with the intention to clarify its meaning for the buyer. The amendments also stipulate a time for consideration when the acquisition agreement is entered.

The purpose of the study is to explain if the enactment aims to achieve a better legislation for the buyer. To examine this, the study applies a critical perspective when analyzing the enactment that will be in force from the 1st of January 2023. The issues of the essay were answered by utilizing a legal dogmatic method. The literature study is based on already existing legislation as well as an investigation report from the Swedish Parliament. The National Audit Office has also provided a review report regarding the subject of the matter which has constituted an informative basis for the study. Further on the concept of condominium is explained as well as its organization and the acquisition process.

The study shows that the amendments that has been adopted are rather subtle, yet they are providing a better legal protection for the buyer. The conclusion is that it would mean a displacement of the risk if any further regulation would be adopted at this point, but there are indications that it might be necessary. (Less)
Please use this url to cite or link to this publication:
author
Ottosson, Stephanie LU
supervisor
organization
course
LAGF03 20222
year
type
M2 - Bachelor Degree
subject
keywords
Associationsrätt, Avtalsrätt, Boenderätt, Civilrätt, Nyproducerad bostadsrätt, Förhandsavtal, Upplåtelse
language
Swedish
id
9104659
date added to LUP
2023-02-03 16:34:25
date last changed
2023-02-03 16:34:25
@misc{9104659,
  abstract     = {{Due to the development on the housing market during the past years it has been evident that the consumer legal protection that regulate the transaction when in process of buying a newly produced apartment with condominium is insufficient. The legislation does not offer a legal protection in line with what is normally found on other consumer markets. This is something that the legislator deems necessary to change. Considering that newly produced condominiums often have a high market value, the impact on the intended buyer’s personal finances is therefore eminent.

The counterparty is often a corporation, which makes the party position imbalanced. As an attempt to make the imbalance less prominent and to achieve a more efficient market, the legislator has identified certain aspects that needs to be improved. In addition to the amendments that has been incorporated, there are a few modifications in already existing paragraphs with the intention to clarify its meaning for the buyer. The amendments also stipulate a time for consideration when the acquisition agreement is entered.

The purpose of the study is to explain if the enactment aims to achieve a better legislation for the buyer. To examine this, the study applies a critical perspective when analyzing the enactment that will be in force from the 1st of January 2023. The issues of the essay were answered by utilizing a legal dogmatic method. The literature study is based on already existing legislation as well as an investigation report from the Swedish Parliament. The National Audit Office has also provided a review report regarding the subject of the matter which has constituted an informative basis for the study. Further on the concept of condominium is explained as well as its organization and the acquisition process.

The study shows that the amendments that has been adopted are rather subtle, yet they are providing a better legal protection for the buyer. The conclusion is that it would mean a displacement of the risk if any further regulation would be adopted at this point, but there are indications that it might be necessary.}},
  author       = {{Ottosson, Stephanie}},
  language     = {{swe}},
  note         = {{Student Paper}},
  title        = {{Skyddet för konsumenter vid köp av nyproducerad bostadsrätt}},
  year         = {{2022}},
}