From Cash to Crop
(2024) EKHS21 20241Department of Economic History
- Abstract
- This study explores the nexus between financial inclusion and agricultural productivity in Tanzania, where agriculture is a key sector for the nation's economy and inclusive growth. Vulnerable to climate change, the sector faces productivity challenges due to rain anomalies and rising temperatures. Previous studies have highlighted financial inclusion as crucial for reducing vulnerability at the household level, but its impact on climate
adaptation in agriculture is unclear. Using multiple linear regressions, this research examines the effect of access to various financial services on agricultural productivity,
measured as cereal yields. Despite overall weak results, the study concludes that mobile money and informal savings groups are... (More) - This study explores the nexus between financial inclusion and agricultural productivity in Tanzania, where agriculture is a key sector for the nation's economy and inclusive growth. Vulnerable to climate change, the sector faces productivity challenges due to rain anomalies and rising temperatures. Previous studies have highlighted financial inclusion as crucial for reducing vulnerability at the household level, but its impact on climate
adaptation in agriculture is unclear. Using multiple linear regressions, this research examines the effect of access to various financial services on agricultural productivity,
measured as cereal yields. Despite overall weak results, the study concludes that mobile money and informal savings groups are microfinancial services tend to increase crop yields,
other formal microfinance institutions show negative effects. Access to commercial banks also increases cereal yields. These nuanced, yet inconclusive findings provide empirical
evidence on the role of financial inclusion for climate adaptation, offering valuable insights and for future research aimed at enhancing agricultural productivity and climate adaptation in Tanzania. (Less)
Please use this url to cite or link to this publication:
http://lup.lub.lu.se/student-papers/record/9168946
- author
- Arnarsdottir, Joanna Solveig LU
- supervisor
- organization
- alternative title
- How Can Financial Inclusion Create a Sustainable Cereal Production in Tanzania
- course
- EKHS21 20241
- year
- 2024
- type
- H1 - Master's Degree (One Year)
- subject
- keywords
- Agricultural productivity, Climate Change, Environment-Poverty Nexus, Financial Inclusion, Food Security, Microfinance, Sub-Saharan Africa (SSA), Tanzania
- language
- English
- id
- 9168946
- date added to LUP
- 2024-07-03 07:05:17
- date last changed
- 2024-07-03 07:05:17
@misc{9168946, abstract = {{This study explores the nexus between financial inclusion and agricultural productivity in Tanzania, where agriculture is a key sector for the nation's economy and inclusive growth. Vulnerable to climate change, the sector faces productivity challenges due to rain anomalies and rising temperatures. Previous studies have highlighted financial inclusion as crucial for reducing vulnerability at the household level, but its impact on climate adaptation in agriculture is unclear. Using multiple linear regressions, this research examines the effect of access to various financial services on agricultural productivity, measured as cereal yields. Despite overall weak results, the study concludes that mobile money and informal savings groups are microfinancial services tend to increase crop yields, other formal microfinance institutions show negative effects. Access to commercial banks also increases cereal yields. These nuanced, yet inconclusive findings provide empirical evidence on the role of financial inclusion for climate adaptation, offering valuable insights and for future research aimed at enhancing agricultural productivity and climate adaptation in Tanzania.}}, author = {{Arnarsdottir, Joanna Solveig}}, language = {{eng}}, note = {{Student Paper}}, title = {{From Cash to Crop}}, year = {{2024}}, }