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Female Entrepreneurs in Microfinance –A Field Study to Serbia and Montenegro

Arvidsson, Anna (2006)
Department of Economics
Abstract
With a special emphasize on female entrepreneurs, this Master Thesis evaluates the access to credit for poor female entrepreneurs in Serbia and Montenegro. Secondly, it evaluates if targeting women in microfinance will enhance the empowerment of women as well as
economic development. Further, it examines if the today present microfinance organisations in the region can fulfil the possible gaps in the access to credit for female entrepreneurs. The access to credit is a lot more problematic for the female entrepreneurs in Serbia and in
Montenegro. It has been found that there are several advantages related to involving women in microfinance, economic as well as social. The need for microfinance is probably larger among female entrepreneurs... (More)
With a special emphasize on female entrepreneurs, this Master Thesis evaluates the access to credit for poor female entrepreneurs in Serbia and Montenegro. Secondly, it evaluates if targeting women in microfinance will enhance the empowerment of women as well as
economic development. Further, it examines if the today present microfinance organisations in the region can fulfil the possible gaps in the access to credit for female entrepreneurs. The access to credit is a lot more problematic for the female entrepreneurs in Serbia and in
Montenegro. It has been found that there are several advantages related to involving women in microfinance, economic as well as social. The need for microfinance is probably larger among female entrepreneurs than among male ones. Thus there is a need to target female entrepreneurs. The present microfinance institutions in the area are too few to be able to cover the total need. Thus there is a need of an expansion of the microfinance market, as well as an
increased focus on female clients. However, there are indications that microfinance alone would not be sufficient in addressing the various obstacles facing female entrepreneurs. Additional training and consciousness-raising activities are also needed in order to empower
women. Improvements of female entrepreneurs’ circumstances are of importance, not only from the women’s view, but from a societal view. However, the empowerment of women does not have to be justified in terms of economic benefits or anything else because equality in terms of gender is desirable in itself. (Less)
Please use this url to cite or link to this publication:
@misc{1338425,
  abstract     = {With a special emphasize on female entrepreneurs, this Master Thesis evaluates the access to credit for poor female entrepreneurs in Serbia and Montenegro. Secondly, it evaluates if targeting women in microfinance will enhance the empowerment of women as well as
economic development. Further, it examines if the today present microfinance organisations in the region can fulfil the possible gaps in the access to credit for female entrepreneurs. The access to credit is a lot more problematic for the female entrepreneurs in Serbia and in
Montenegro. It has been found that there are several advantages related to involving women in microfinance, economic as well as social. The need for microfinance is probably larger among female entrepreneurs than among male ones. Thus there is a need to target female entrepreneurs. The present microfinance institutions in the area are too few to be able to cover the total need. Thus there is a need of an expansion of the microfinance market, as well as an
increased focus on female clients. However, there are indications that microfinance alone would not be sufficient in addressing the various obstacles facing female entrepreneurs. Additional training and consciousness-raising activities are also needed in order to empower
women. Improvements of female entrepreneurs’ circumstances are of importance, not only from the women’s view, but from a societal view. However, the empowerment of women does not have to be justified in terms of economic benefits or anything else because equality in terms of gender is desirable in itself.},
  author       = {Arvidsson, Anna},
  keyword      = {development,empowerment,gender equality,Microfinance,female entrepreneurs,Serbia,Montenegro,Economics, econometrics, economic theory, economic systems, economic policy,Nationalekonomi, ekonometri, ekonomisk teori, ekonomiska system, ekonomisk politik},
  language     = {eng},
  note         = {Student Paper},
  title        = {Female Entrepreneurs in Microfinance –A Field Study to Serbia and Montenegro},
  year         = {2006},
}