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Äganderätt för Mumbais Fattiga- Effekter på Kvinnors Tillgång till Krediter och Ekonomiska Utveckling

Barck, Cecilia (2009)
Department of Economics
Abstract
This study seeks to find the effect of property rights on poor women living in Mumbai, India. It tries to explain and understand how property rights affect access to credit from formal banks and what impact such rights may have on women’s economic development. The study analyse housing and land reforms and poor peoples’ access to credit in Mumbai. The theoretical framework is the theory of Legal Empowerment of the Poor (LEP). It is built upon how the law can be used in developing purpose as a tool for poor people to create preconditions and gain control over their lives. As poor people lack legal protection of their assets they are deprived of several possibilities. Enforcing the legal rights of the poor may lead to their economic, social... (More)
This study seeks to find the effect of property rights on poor women living in Mumbai, India. It tries to explain and understand how property rights affect access to credit from formal banks and what impact such rights may have on women’s economic development. The study analyse housing and land reforms and poor peoples’ access to credit in Mumbai. The theoretical framework is the theory of Legal Empowerment of the Poor (LEP). It is built upon how the law can be used in developing purpose as a tool for poor people to create preconditions and gain control over their lives. As poor people lack legal protection of their assets they are deprived of several possibilities. Enforcing the legal rights of the poor may lead to their economic, social and political empowerment, which in turn has an impact on economic growth and development. The results from the study suggest that enforced property rights do not affect poor people's access to formal credit in Mumbai. Banks’ find poor too risky as customers. Poor people must instead rely on informal financial sources or civil society organizations for provision of financial services. Further, the study indicates that women’s involvement in housing and land reforms has legal, economic, social and political effects. (Less)
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author
Barck, Cecilia
supervisor
organization
year
type
H1 - Master's Degree (One Year)
subject
keywords
property rights, poverty, India, women, informal sector, credit, Mumbai, Economics, econometrics, economic theory, economic systems, economic policy, Nationalekonomi, ekonometri, ekonomisk teori, ekonomiska system, ekonomisk politik
language
Swedish
id
1474011
date added to LUP
2009-08-31 00:00:00
date last changed
2010-08-03 10:52:45
@misc{1474011,
  abstract     = {This study seeks to find the effect of property rights on poor women living in Mumbai, India. It tries to explain and understand how property rights affect access to credit from formal banks and what impact such rights may have on women’s economic development. The study analyse housing and land reforms and poor peoples’ access to credit in Mumbai. The theoretical framework is the theory of Legal Empowerment of the Poor (LEP). It is built upon how the law can be used in developing purpose as a tool for poor people to create preconditions and gain control over their lives. As poor people lack legal protection of their assets they are deprived of several possibilities. Enforcing the legal rights of the poor may lead to their economic, social and political empowerment, which in turn has an impact on economic growth and development. The results from the study suggest that enforced property rights do not affect poor people's access to formal credit in Mumbai. Banks’ find poor too risky as customers. Poor people must instead rely on informal financial sources or civil society organizations for provision of financial services. Further, the study indicates that women’s involvement in housing and land reforms has legal, economic, social and political effects.},
  author       = {Barck, Cecilia},
  keyword      = {property rights,poverty,India,women,informal sector,credit,Mumbai,Economics, econometrics, economic theory, economic systems, economic policy,Nationalekonomi, ekonometri, ekonomisk teori, ekonomiska system, ekonomisk politik},
  language     = {swe},
  note         = {Student Paper},
  title        = {Äganderätt för Mumbais Fattiga- Effekter på Kvinnors Tillgång till Krediter och Ekonomiska Utveckling},
  year         = {2009},
}