Enhanced Development through Microcredit
(2010) NEKK01 20101Department of Economics
- Abstract
- Women represent the majority of the world’s poor, and are simultaneously discriminated against in access to land, jobs and financial resources. This study demonstrates how increased access to credit can help women circumvent problems of lacking job opportunities, increase their status and lead to enhanced development. The fact that credit to women spurs development to a greater extent that credit to men is an underlying hypothesis in this paper. Microcredit, failing credit markets, development and the targeting of women is thus the main focus, and Bangladesh is used as an illustrative case study of these effects. Data from 104 villages in Bangladesh collected in 1999 is studied through simple regressions examining the effects of... (More)
- Women represent the majority of the world’s poor, and are simultaneously discriminated against in access to land, jobs and financial resources. This study demonstrates how increased access to credit can help women circumvent problems of lacking job opportunities, increase their status and lead to enhanced development. The fact that credit to women spurs development to a greater extent that credit to men is an underlying hypothesis in this paper. Microcredit, failing credit markets, development and the targeting of women is thus the main focus, and Bangladesh is used as an illustrative case study of these effects. Data from 104 villages in Bangladesh collected in 1999 is studied through simple regressions examining the effects of microcredit in general, as well as microcredit to women in particular, on education, consumption, and additional measures of standard of living such as access to electricity and sanitary toilets. To catch spillover effects not visible at the household level, an aggregate approach has been chosen, based on village data. The results indicate that microcredit to women has greater effect on the development outcomes compared to microcredit in general. (Less)
Please use this url to cite or link to this publication:
http://lup.lub.lu.se/student-papers/record/1667849
- author
- Lundqvist, Kina LU and Vestesson, Emma
- supervisor
- organization
- alternative title
- How microcredit, especially targeted at women, can have a positive effect on development
- course
- NEKK01 20101
- year
- 2010
- type
- M2 - Bachelor Degree
- subject
- keywords
- Microcredit, Bangladesh, women, development
- language
- English
- id
- 1667849
- date added to LUP
- 2010-09-07 15:27:27
- date last changed
- 2010-09-07 15:27:27
@misc{1667849, abstract = {{Women represent the majority of the world’s poor, and are simultaneously discriminated against in access to land, jobs and financial resources. This study demonstrates how increased access to credit can help women circumvent problems of lacking job opportunities, increase their status and lead to enhanced development. The fact that credit to women spurs development to a greater extent that credit to men is an underlying hypothesis in this paper. Microcredit, failing credit markets, development and the targeting of women is thus the main focus, and Bangladesh is used as an illustrative case study of these effects. Data from 104 villages in Bangladesh collected in 1999 is studied through simple regressions examining the effects of microcredit in general, as well as microcredit to women in particular, on education, consumption, and additional measures of standard of living such as access to electricity and sanitary toilets. To catch spillover effects not visible at the household level, an aggregate approach has been chosen, based on village data. The results indicate that microcredit to women has greater effect on the development outcomes compared to microcredit in general.}}, author = {{Lundqvist, Kina and Vestesson, Emma}}, language = {{eng}}, note = {{Student Paper}}, title = {{Enhanced Development through Microcredit}}, year = {{2010}}, }