Bedragarens bakomliggande faktorer: sociala normers inverkan på försäkringsbedrägeri
(2015) RÄSK02 20151Department of Sociology of Law
- Abstract
- Insurance fraud is estimated to cost the Swedish insurance agencies three to five billion Swedish kronor each year. The insurance idea is simple, share the risk, but if policyholders take advantage of the system, the concept fails. Previous research states that norms or attitudes towards insurance companies are the main reason behind insurance fraud. This study aims to measure and evaluate social norms regarding insurance fraud in Sweden. This was done using a web-based survey with 1073 participants. The results of this survey conclude that social norms regarding Insurance fraud do exist, and that it is condemning of the act of insurance fraud. Mathematical formulas were used in order to determine the strength and to what extent the given... (More)
- Insurance fraud is estimated to cost the Swedish insurance agencies three to five billion Swedish kronor each year. The insurance idea is simple, share the risk, but if policyholders take advantage of the system, the concept fails. Previous research states that norms or attitudes towards insurance companies are the main reason behind insurance fraud. This study aims to measure and evaluate social norms regarding insurance fraud in Sweden. This was done using a web-based survey with 1073 participants. The results of this survey conclude that social norms regarding Insurance fraud do exist, and that it is condemning of the act of insurance fraud. Mathematical formulas were used in order to determine the strength and to what extent the given norms affected the respondents. The results also show that positive attitudes towards insurance fraud or previous actions of insurance fraud are accompanied by weaker social norms and a lower responsiveness to these norms. (Less)
Please use this url to cite or link to this publication:
http://lup.lub.lu.se/student-papers/record/7363295
- author
- Lyckebäck, Anders LU
- supervisor
- organization
- course
- RÄSK02 20151
- year
- 2015
- type
- M2 - Bachelor Degree
- subject
- keywords
- normativ påverkan, sociala normer, försäkringsbedrägeri, normative affect, insurance fraud, social norms
- language
- Swedish
- id
- 7363295
- date added to LUP
- 2015-06-26 09:24:53
- date last changed
- 2015-06-26 09:24:53
@misc{7363295, abstract = {{Insurance fraud is estimated to cost the Swedish insurance agencies three to five billion Swedish kronor each year. The insurance idea is simple, share the risk, but if policyholders take advantage of the system, the concept fails. Previous research states that norms or attitudes towards insurance companies are the main reason behind insurance fraud. This study aims to measure and evaluate social norms regarding insurance fraud in Sweden. This was done using a web-based survey with 1073 participants. The results of this survey conclude that social norms regarding Insurance fraud do exist, and that it is condemning of the act of insurance fraud. Mathematical formulas were used in order to determine the strength and to what extent the given norms affected the respondents. The results also show that positive attitudes towards insurance fraud or previous actions of insurance fraud are accompanied by weaker social norms and a lower responsiveness to these norms.}}, author = {{Lyckebäck, Anders}}, language = {{swe}}, note = {{Student Paper}}, title = {{Bedragarens bakomliggande faktorer: sociala normers inverkan på försäkringsbedrägeri}}, year = {{2015}}, }