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Mobile Banking and Women Empowerment - A field study in Kenya

Simonsson, Erik LU and Walin, Axel LU (2015) NEKN01 20151
Department of Economics
Abstract
This study investigates how the usage of a Kenyan mobile banking service called M-pesa affects women empowerment and if different forms of usage have a significant effect. This is done through the distribution of a questionnaire in Nairobi, Kenya. Through both a OLS and a 2SLS model the answers about a person’s usage of M-pesa is then run against a constructed a women empowerment index and against control variables which are also collected in the questionnaire.

The main findings of this study is that there are no conclusive evidence for that a higher usage usage of M-pesa have a positive effect on women empowerment. Furthermore this paper doesn’t finds any evidence for that the different usages of M-pesa individually has a conclusively... (More)
This study investigates how the usage of a Kenyan mobile banking service called M-pesa affects women empowerment and if different forms of usage have a significant effect. This is done through the distribution of a questionnaire in Nairobi, Kenya. Through both a OLS and a 2SLS model the answers about a person’s usage of M-pesa is then run against a constructed a women empowerment index and against control variables which are also collected in the questionnaire.

The main findings of this study is that there are no conclusive evidence for that a higher usage usage of M-pesa have a positive effect on women empowerment. Furthermore this paper doesn’t finds any evidence for that the different usages of M-pesa individually has a conclusively positive effect on women empowerment. (Less)
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author
Simonsson, Erik LU and Walin, Axel LU
supervisor
organization
course
NEKN01 20151
year
type
H1 - Master's Degree (One Year)
subject
keywords
Women Empowerment, M-pesa, Mobile banking, Kenya, Instrumental variables
language
English
id
7793631
date added to LUP
2015-09-15 12:59:51
date last changed
2015-09-15 12:59:51
@misc{7793631,
  abstract     = {This study investigates how the usage of a Kenyan mobile banking service called M-pesa affects women empowerment and if different forms of usage have a significant effect. This is done through the distribution of a questionnaire in Nairobi, Kenya. Through both a OLS and a 2SLS model the answers about a person’s usage of M-pesa is then run against a constructed a women empowerment index and against control variables which are also collected in the questionnaire.

The main findings of this study is that there are no conclusive evidence for that a higher usage usage of M-pesa have a positive effect on women empowerment. Furthermore this paper doesn’t finds any evidence for that the different usages of M-pesa individually has a conclusively positive effect on women empowerment.},
  author       = {Simonsson, Erik and Walin, Axel},
  keyword      = {Women Empowerment,M-pesa,Mobile banking,Kenya,Instrumental variables},
  language     = {eng},
  note         = {Student Paper},
  title        = {Mobile Banking and Women Empowerment - A field study in Kenya},
  year         = {2015},
}