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Bridging The Gap Between Theory And Practice In Affordable Housing : A Case of Naya Pakistan Housing Program, Punjab

Khan, Abubakar Nazir LU (2023) MIDM19 20231
Department of Human Geography
LUMID International Master programme in applied International Development and Management
Abstract
Housing market in Punjab faces number of challenges related to supply, population growth, access to utilities, affordability, and consumer mortgages. In 2017, Punjab, Pakistan, experienced a total urban housing deficit of about 2.3 million units. Due to the Punjab's low supply of affordable housing, home ownership is uneven, with the majority of owners being concentrated in the highest-income quintiles. Unfortunately, low-income households struggle to find cheap housing, which exacerbates housing instability and population vulnerability. In response, Naya Pakistan Housing Program (NPHP) was established by the Pakistani government to address this issue, with the main objective of constructing 2.5 million housing units in Punjab. In this... (More)
Housing market in Punjab faces number of challenges related to supply, population growth, access to utilities, affordability, and consumer mortgages. In 2017, Punjab, Pakistan, experienced a total urban housing deficit of about 2.3 million units. Due to the Punjab's low supply of affordable housing, home ownership is uneven, with the majority of owners being concentrated in the highest-income quintiles. Unfortunately, low-income households struggle to find cheap housing, which exacerbates housing instability and population vulnerability. In response, Naya Pakistan Housing Program (NPHP) was established by the Pakistani government to address this issue, with the main objective of constructing 2.5 million housing units in Punjab. In this study, Punjab Housing and Town Planning Agency (PHATA) policies, plans, and structure for the NPHP are evaluated to see how well they address the housing needs of LIG in Punjab, including a review of the role of private developers. This study used a qualitative case study method of inquiry together with semi-structured interviews to provide a clear picture of the progress, gaps, and next steps required to meet the objectives of NPHP. The findings reveal that LIG cannot afford NPHP. In addition, there is no public engagement, lack of connection between various PHATA officials, and the information coverage is biased. While, private developers have been included in NPHP to increase its prospects of success, but they are unaware of the institutional issues faced by PHATA, leading to increase in transaction cost. Accordingly, as far as the success chances of NPHP are concerned, the role of PHATA as a regulator, and the role of the private sector in the execution of NPHP, can be both considered a pro and a con. (Less)
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author
Khan, Abubakar Nazir LU
supervisor
organization
course
MIDM19 20231
year
type
H2 - Master's Degree (Two Years)
subject
keywords
Naya Pakistan Housing Program, Structure for Housing Provision, Affordable Housing, New institutional Economics, Structural theory, Private Developers, Punjab Housing and Town Planning Agency
language
English
id
9115345
date added to LUP
2023-06-12 10:14:08
date last changed
2023-06-12 10:14:08
@misc{9115345,
  abstract     = {{Housing market in Punjab faces number of challenges related to supply, population growth, access to utilities, affordability, and consumer mortgages. In 2017, Punjab, Pakistan, experienced a total urban housing deficit of about 2.3 million units. Due to the Punjab's low supply of affordable housing, home ownership is uneven, with the majority of owners being concentrated in the highest-income quintiles. Unfortunately, low-income households struggle to find cheap housing, which exacerbates housing instability and population vulnerability. In response, Naya Pakistan Housing Program (NPHP) was established by the Pakistani government to address this issue, with the main objective of constructing 2.5 million housing units in Punjab. In this study, Punjab Housing and Town Planning Agency (PHATA) policies, plans, and structure for the NPHP are evaluated to see how well they address the housing needs of LIG in Punjab, including a review of the role of private developers. This study used a qualitative case study method of inquiry together with semi-structured interviews to provide a clear picture of the progress, gaps, and next steps required to meet the objectives of NPHP. The findings reveal that LIG cannot afford NPHP. In addition, there is no public engagement, lack of connection between various PHATA officials, and the information coverage is biased. While, private developers have been included in NPHP to increase its prospects of success, but they are unaware of the institutional issues faced by PHATA, leading to increase in transaction cost. Accordingly, as far as the success chances of NPHP are concerned, the role of PHATA as a regulator, and the role of the private sector in the execution of NPHP, can be both considered a pro and a con.}},
  author       = {{Khan, Abubakar Nazir}},
  language     = {{eng}},
  note         = {{Student Paper}},
  title        = {{Bridging The Gap Between Theory And Practice In Affordable Housing : A Case of Naya Pakistan Housing Program, Punjab}},
  year         = {{2023}},
}