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Från havsnära till risknära: Försäkringsbolagens roll och samhällsbyggnadsaktörers ansvar vid nyproduktion i kustnära riskområden

Hedlund, Stella LU and Widén, Saga LU (2025) SGEL36 20251
Department of Human Geography
Abstract
In a society facing rising sea levels and the associated challenges, such as flooding, there is a growing need for climate adaptation measures. This thesis aims to examine climate adaptation efforts in the region of Skåne, Sweden, by exploring the role of insurance companies – an important stakeholder in the housing market as insurance is a requirement for most bank loans – in urban planning. Additionally, the study investigates the distribution of responsibilities between public and private actors, as well as the need for national guidelines on climate adaptation. Data was collected through a qualitative method, consisting of a document analysis and semi-structured interviews. The material was then analyzed using a qualitative content... (More)
In a society facing rising sea levels and the associated challenges, such as flooding, there is a growing need for climate adaptation measures. This thesis aims to examine climate adaptation efforts in the region of Skåne, Sweden, by exploring the role of insurance companies – an important stakeholder in the housing market as insurance is a requirement for most bank loans – in urban planning. Additionally, the study investigates the distribution of responsibilities between public and private actors, as well as the need for national guidelines on climate adaptation. Data was collected through a qualitative method, consisting of a document analysis and semi-structured interviews. The material was then analyzed using a qualitative content analysis. The findings show that insurance companies in Sweden currently do not play a significant role in climate adaptation, but they have substantial potential to take on a more prominent role in future planning processes for new property developments in flood risk areas. Furthermore, the study reveals a lack of clarity in the division of responsibility for climate adaptation measures concerning new property development projects. This highlights the need for clearer national regulations, and in particular, for more legally mandated requirements regarding climate adaptation. (Less)
Please use this url to cite or link to this publication:
author
Hedlund, Stella LU and Widén, Saga LU
supervisor
organization
course
SGEL36 20251
year
type
M2 - Bachelor Degree
subject
keywords
Climate adaptation, rising sea levels, flood risk, flooding, risk, insurance, insurance company, climate adaptation measure, division of responsibilities, guidelines, legislation, public actors, private actors
language
Swedish
id
9195075
date added to LUP
2025-06-12 14:45:26
date last changed
2025-06-12 14:45:26
@misc{9195075,
  abstract     = {{In a society facing rising sea levels and the associated challenges, such as flooding, there is a growing need for climate adaptation measures. This thesis aims to examine climate adaptation efforts in the region of Skåne, Sweden, by exploring the role of insurance companies – an important stakeholder in the housing market as insurance is a requirement for most bank loans – in urban planning. Additionally, the study investigates the distribution of responsibilities between public and private actors, as well as the need for national guidelines on climate adaptation. Data was collected through a qualitative method, consisting of a document analysis and semi-structured interviews. The material was then analyzed using a qualitative content analysis. The findings show that insurance companies in Sweden currently do not play a significant role in climate adaptation, but they have substantial potential to take on a more prominent role in future planning processes for new property developments in flood risk areas. Furthermore, the study reveals a lack of clarity in the division of responsibility for climate adaptation measures concerning new property development projects. This highlights the need for clearer national regulations, and in particular, for more legally mandated requirements regarding climate adaptation.}},
  author       = {{Hedlund, Stella and Widén, Saga}},
  language     = {{swe}},
  note         = {{Student Paper}},
  title        = {{Från havsnära till risknära: Försäkringsbolagens roll och samhällsbyggnadsaktörers ansvar vid nyproduktion i kustnära riskområden}},
  year         = {{2025}},
}