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Debt Beyond Borders

Andersen, Natasha Maria Lund LU (2019) MIDM19 20191
Department of Human Geography
LUMID International Master programme in applied International Development and Management
Abstract
In a time where concern over migrant indebtedness as a cross-cutting development issue is growing around the world, this paper sets out to explore how migrant workers from Myanmar in Thailand perceive loans and debt, and how these perceptions may link with the migrants’ borrowing behaviour. Despite the prominence of the Myanmar-Thai migration corridor and evidence that indebtedness is common amongst Myanmar migrants, research and reliable data on the topic remain scarce, ultimately constituting a barrier to evidence-based interventions and policy-making. As a contribution towards filling this knowledge gap, the present study has interviewed 35 migrant workers from Myanmar to qualitatively explore how they understand and experience loans... (More)
In a time where concern over migrant indebtedness as a cross-cutting development issue is growing around the world, this paper sets out to explore how migrant workers from Myanmar in Thailand perceive loans and debt, and how these perceptions may link with the migrants’ borrowing behaviour. Despite the prominence of the Myanmar-Thai migration corridor and evidence that indebtedness is common amongst Myanmar migrants, research and reliable data on the topic remain scarce, ultimately constituting a barrier to evidence-based interventions and policy-making. As a contribution towards filling this knowledge gap, the present study has interviewed 35 migrant workers from Myanmar to qualitatively explore how they understand and experience loans and debt, as well as investigate how these perceptions may link with their borrowing behaviour. Through an inductive, phenomenologically-inspired research design and guided by Applied Thematic Analysis, the study has identified commonalities between the interviewees’ perceptions and found indications of links between the articulated perceptions and reported borrowing behaviour. To further explore this relationship, the study has employed insights from Social Cognition Theory and two social cognition models, namely the Health Belief Model and the Model of Social Cognitive Theory, to propose a model of the relationship between perceptions and borrowing behaviour. (Less)
Please use this url to cite or link to this publication:
author
Andersen, Natasha Maria Lund LU
supervisor
organization
course
MIDM19 20191
year
type
H2 - Master's Degree (Two Years)
subject
keywords
Debt, Loans, Migration, Development, Myanmar, Thailand, Perceptions, Borrowing Behaviour, Social Cognition Theory, Social Cognition Models
language
English
id
8991975
date added to LUP
2019-10-17 14:12:00
date last changed
2019-10-17 14:12:00
@misc{8991975,
  abstract     = {{In a time where concern over migrant indebtedness as a cross-cutting development issue is growing around the world, this paper sets out to explore how migrant workers from Myanmar in Thailand perceive loans and debt, and how these perceptions may link with the migrants’ borrowing behaviour. Despite the prominence of the Myanmar-Thai migration corridor and evidence that indebtedness is common amongst Myanmar migrants, research and reliable data on the topic remain scarce, ultimately constituting a barrier to evidence-based interventions and policy-making. As a contribution towards filling this knowledge gap, the present study has interviewed 35 migrant workers from Myanmar to qualitatively explore how they understand and experience loans and debt, as well as investigate how these perceptions may link with their borrowing behaviour. Through an inductive, phenomenologically-inspired research design and guided by Applied Thematic Analysis, the study has identified commonalities between the interviewees’ perceptions and found indications of links between the articulated perceptions and reported borrowing behaviour. To further explore this relationship, the study has employed insights from Social Cognition Theory and two social cognition models, namely the Health Belief Model and the Model of Social Cognitive Theory, to propose a model of the relationship between perceptions and borrowing behaviour.}},
  author       = {{Andersen, Natasha Maria Lund}},
  language     = {{eng}},
  note         = {{Student Paper}},
  title        = {{Debt Beyond Borders}},
  year         = {{2019}},
}