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Rhythms of debt : Lived temporalities of over-indebted young adults in Sweden

Davidsson, Tobias and Eriksson, Erik LU orcid (2025) In Economy and Society p.1-23
Abstract (Swedish)
This paper investigates the relationship between debt, time and power by studying over-indebted young adults’ lived experiences of temporality. Empirically, the paper is based on recurrent interviews with 18 over-indebted young adults (aged 18–25) in Sweden and is analytically centred on three phases of indebtedness: entering the credit market, becoming over-indebted, and being over-indebted. The central argument of the paper is that everyday life in these phases is characterized by distinct temporalities which pertain to the dominant power relations that the young adults are primarily subjected to by actors in the consumer credit market, private debt collectors, and state-controlled enforcement.
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author
and
organization
publishing date
type
Contribution to journal
publication status
epub
subject
keywords
Over-indebtedness, Young adults, Temporality, Debt, Financialization of everyday life, BNPL
in
Economy and Society
pages
24 pages
publisher
Routledge
external identifiers
  • scopus:105007697255
ISSN
0308-5147
DOI
10.1080/03085147.2025.2508072
language
English
LU publication?
yes
id
47f09349-b414-4158-aeb3-02e77d044add
date added to LUP
2025-06-11 13:02:08
date last changed
2025-07-12 04:01:19
@article{47f09349-b414-4158-aeb3-02e77d044add,
  abstract     = {{This paper investigates the relationship between debt, time and power by studying over-indebted young adults’ lived experiences of temporality. Empirically, the paper is based on recurrent interviews with 18 over-indebted young adults (aged 18–25) in Sweden and is analytically centred on three phases of indebtedness: entering the credit market, becoming over-indebted, and being over-indebted. The central argument of the paper is that everyday life in these phases is characterized by distinct temporalities which pertain to the dominant power relations that the young adults are primarily subjected to by actors in the consumer credit market, private debt collectors, and state-controlled enforcement.}},
  author       = {{Davidsson, Tobias and Eriksson, Erik}},
  issn         = {{0308-5147}},
  keywords     = {{Over-indebtedness; Young adults; Temporality; Debt; Financialization of everyday life; BNPL}},
  language     = {{eng}},
  month        = {{06}},
  pages        = {{1--23}},
  publisher    = {{Routledge}},
  series       = {{Economy and Society}},
  title        = {{Rhythms of debt : Lived temporalities of over-indebted young adults in Sweden}},
  url          = {{http://dx.doi.org/10.1080/03085147.2025.2508072}},
  doi          = {{10.1080/03085147.2025.2508072}},
  year         = {{2025}},
}