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The dark side of the digital imperative : Field-based insights from nearly cashless Sweden

Petersén, Moa LU orcid and Halldenius, Lena LU orcid (2026) In Digital Geography and Society 11.
Abstract
This article examines Sweden's transition towards a highly digitalised and near-cashless payment system and analyses how this transformation affects individuals who remain dependent on cash. While Sweden is frequently portrayed as a global frontrunner in digitalisation, the shift towards digital payments has not been driven by explicit political decisions or coordinated social planning. Instead, the article argues that this development is best understood through the concept of the digital imperative: a taken for-granted logic that frames digitalisation as inevitable, desirable, and inherently progressive, while obscuring its social and justice-related costs. Drawing on field-based qualitative research conducted in Malmö, Sweden, the study... (More)
This article examines Sweden's transition towards a highly digitalised and near-cashless payment system and analyses how this transformation affects individuals who remain dependent on cash. While Sweden is frequently portrayed as a global frontrunner in digitalisation, the shift towards digital payments has not been driven by explicit political decisions or coordinated social planning. Instead, the article argues that this development is best understood through the concept of the digital imperative: a taken for-granted logic that frames digitalisation as inevitable, desirable, and inherently progressive, while obscuring its social and justice-related costs. Drawing on field-based qualitative research conducted in Malmö, Sweden, the study foregrounds the experiences of people living in poverty and social precarity who are excluded from digital payment infrastructures. The empirical material consists of 35 semi-structured interviews with cash-dependent individuals and with workers and volunteers in civil society organisations supporting people in economic hardship. The analysis demonstrates how digitalisation produces a form of structural injustice that renders certain groups incapable of participating in everyday social and economic life. This condition is conceptualised as constructed incompetence, whereby individuals are positioned as deficient not due to personal failure, but because institutional and infrastructural systems presuppose universal digital competence. The article concludes by calling for a redefinition of what constitutes successful digital transformation, one that prioritises social sustainability, democratic access, and justice alongside technological innovation. (Less)
Please use this url to cite or link to this publication:
author
and
organization
publishing date
type
Contribution to journal
publication status
published
subject
keywords
digital inequality, digital exclusion, digital imperative, cashlessness, Cashless payments, poverty
in
Digital Geography and Society
volume
11
pages
9 pages
publisher
Elsevier
external identifiers
  • scopus:105046065536
ISSN
2666-3783
DOI
10.1016/j.diggeo.2026.100182
project
Cash – Human rights and social sustainability in the transition to a cashless society
DigiJustice: Rethinking Digital Inequalities and Human Rights in the Age of AI
language
English
LU publication?
yes
id
670a353f-7a73-4c2c-8b11-bd410608a7cb
date added to LUP
2026-08-06 16:19:00
date last changed
2026-08-13 11:25:23
@article{670a353f-7a73-4c2c-8b11-bd410608a7cb,
  abstract     = {{This article examines Sweden's transition towards a highly digitalised and near-cashless payment system and analyses how this transformation affects individuals who remain dependent on cash. While Sweden is frequently portrayed as a global frontrunner in digitalisation, the shift towards digital payments has not been driven by explicit political decisions or coordinated social planning. Instead, the article argues that this development is best understood through the concept of the digital imperative: a taken for-granted logic that frames digitalisation as inevitable, desirable, and inherently progressive, while obscuring its social and justice-related costs. Drawing on field-based qualitative research conducted in Malmö, Sweden, the study foregrounds the experiences of people living in poverty and social precarity who are excluded from digital payment infrastructures. The empirical material consists of 35 semi-structured interviews with cash-dependent individuals and with workers and volunteers in civil society organisations supporting people in economic hardship. The analysis demonstrates how digitalisation produces a form of structural injustice that renders certain groups incapable of participating in everyday social and economic life. This condition is conceptualised as constructed incompetence, whereby individuals are positioned as deficient not due to personal failure, but because institutional and infrastructural systems presuppose universal digital competence. The article concludes by calling for a redefinition of what constitutes successful digital transformation, one that prioritises social sustainability, democratic access, and justice alongside technological innovation.}},
  author       = {{Petersén, Moa and Halldenius, Lena}},
  issn         = {{2666-3783}},
  keywords     = {{digital inequality; digital exclusion; digital imperative; cashlessness; Cashless payments; poverty}},
  language     = {{eng}},
  publisher    = {{Elsevier}},
  series       = {{Digital Geography and Society}},
  title        = {{The dark side of the digital imperative : Field-based insights from nearly cashless Sweden}},
  url          = {{http://dx.doi.org/10.1016/j.diggeo.2026.100182}},
  doi          = {{10.1016/j.diggeo.2026.100182}},
  volume       = {{11}},
  year         = {{2026}},
}