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Are Children a Risky Investment? How Cultural Risk Preferences Shape Fertility Responses to Macroeconomic Shocks

Giorgi, Chiara LU (2026) EKHS42 20261
Department of Economic History
Abstract
This study investigates whether cultural risk preferences moderate the relationship between macroeconomic shocks — namely inflation, unemployment, and GDP contraction — and fertility across 76 developed and developing countries over the period 2000–2023. Drawing on the Becker–Tomes quantity–quality framework extended with a precautionary saving channel, I argue that more risk-averse societies treat the irreversible commitment of childbearing as a larger effective resource loss when faced with economic uncertainty, producing stronger fertility responses to adverse shocks. Using two-way fixed-effects panel regressions, I find that inflation and unemployment robustly reduce total fertility rates, while cultural risk tolerance significantly... (More)
This study investigates whether cultural risk preferences moderate the relationship between macroeconomic shocks — namely inflation, unemployment, and GDP contraction — and fertility across 76 developed and developing countries over the period 2000–2023. Drawing on the Becker–Tomes quantity–quality framework extended with a precautionary saving channel, I argue that more risk-averse societies treat the irreversible commitment of childbearing as a larger effective resource loss when faced with economic uncertainty, producing stronger fertility responses to adverse shocks. Using two-way fixed-effects panel regressions, I find that inflation and unemployment robustly reduce total fertility rates, while cultural risk tolerance significantly buffers the negative fertility response to labour-market instability. This moderating role is concentrated among middle- and high-income countries, where precautionary motives are most operative, and is robust across multiple specification checks. These findings provide strong evidence that pro-natalist policies targeting the sources of economic uncertainty could play a meaningful role in limiting the fertility costs of macroeconomic downturns. (Less)
Please use this url to cite or link to this publication:
author
Giorgi, Chiara LU
supervisor
organization
course
EKHS42 20261
year
type
H2 - Master's Degree (Two Years)
subject
keywords
Fertility, Cultural risk tolerance, Macroeconomic shocks
language
English
id
9245544
date added to LUP
2026-09-07 13:56:04
date last changed
2026-09-07 13:56:04
@misc{9245544,
  abstract     = {{This study investigates whether cultural risk preferences moderate the relationship between macroeconomic shocks — namely inflation, unemployment, and GDP contraction — and fertility across 76 developed and developing countries over the period 2000–2023. Drawing on the Becker–Tomes quantity–quality framework extended with a precautionary saving channel, I argue that more risk-averse societies treat the irreversible commitment of childbearing as a larger effective resource loss when faced with economic uncertainty, producing stronger fertility responses to adverse shocks. Using two-way fixed-effects panel regressions, I find that inflation and unemployment robustly reduce total fertility rates, while cultural risk tolerance significantly buffers the negative fertility response to labour-market instability. This moderating role is concentrated among middle- and high-income countries, where precautionary motives are most operative, and is robust across multiple specification checks. These findings provide strong evidence that pro-natalist policies targeting the sources of economic uncertainty could play a meaningful role in limiting the fertility costs of macroeconomic downturns.}},
  author       = {{Giorgi, Chiara}},
  language     = {{eng}},
  note         = {{Student Paper}},
  title        = {{Are Children a Risky Investment? How Cultural Risk Preferences Shape Fertility Responses to Macroeconomic Shocks}},
  year         = {{2026}},
}