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Mobilbetalningar med NFC - Användarnas syn på säkerhet

Hulthén, Felix LU and Lindström, Johan LU (2011) SYSK01 20111
Department of Informatics
Lund University School of Economics and Management, LUSEM
Abstract
Cash and credit cards are no longer considered to be the obvious methods of payment. During the last ten years mobile payments has been predicted as the next method of payment. Many methods exist but none of them has managed to become the standard way of paying. NFC, a further development of the RFID-technology, has been seen as the strongest contestant in the field. Security is considered to be one of the most important factors for consumers to adopt the technology and abandon current payment standards. There are some threats against the use of NFC, which in this paper are presented and evaluated through both existing literature and user perspective. The users’ views on the security issues are assessed by conducting a survey. The result... (More)
Cash and credit cards are no longer considered to be the obvious methods of payment. During the last ten years mobile payments has been predicted as the next method of payment. Many methods exist but none of them has managed to become the standard way of paying. NFC, a further development of the RFID-technology, has been seen as the strongest contestant in the field. Security is considered to be one of the most important factors for consumers to adopt the technology and abandon current payment standards. There are some threats against the use of NFC, which in this paper are presented and evaluated through both existing literature and user perspective. The users’ views on the security issues are assessed by conducting a survey. The result of the study shows that consumers value security and integrity as the most important factors regarding mobile payment. Furthermore, the threats are considered to be serious, which could prove to be a major hindrance concerning the future use of NFC-technology as the standard way of payment and a big step towards a cashless society. (Less)
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author
Hulthén, Felix LU and Lindström, Johan LU
supervisor
organization
course
SYSK01 20111
year
type
M2 - Bachelor Degree
subject
keywords
NFC, mobilbetalning, RFID, kontaktlöst, säkerhet, attack
report number
INF11-021
language
Swedish
id
1978246
date added to LUP
2011-06-27 15:09:42
date last changed
2011-06-27 15:09:42
@misc{1978246,
  abstract     = {{Cash and credit cards are no longer considered to be the obvious methods of payment. During the last ten years mobile payments has been predicted as the next method of payment. Many methods exist but none of them has managed to become the standard way of paying. NFC, a further development of the RFID-technology, has been seen as the strongest contestant in the field. Security is considered to be one of the most important factors for consumers to adopt the technology and abandon current payment standards. There are some threats against the use of NFC, which in this paper are presented and evaluated through both existing literature and user perspective. The users’ views on the security issues are assessed by conducting a survey. The result of the study shows that consumers value security and integrity as the most important factors regarding mobile payment. Furthermore, the threats are considered to be serious, which could prove to be a major hindrance concerning the future use of NFC-technology as the standard way of payment and a big step towards a cashless society.}},
  author       = {{Hulthén, Felix and Lindström, Johan}},
  language     = {{swe}},
  note         = {{Student Paper}},
  title        = {{Mobilbetalningar med NFC - Användarnas syn på säkerhet}},
  year         = {{2011}},
}