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Consumer Credit Behavior in the Digital Context : A Bibliometric Analysis and Literature Review

Carlsson, Hanna LU ; Larsson, Stefan LU ; Svensson, Lupita LU and Åström, Fredrik LU (2017) In Journal of financial counceling and planning 28(1). p.76-94
Abstract
This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society.... (More)
This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability. (Less)
Please use this url to cite or link to this publication:
author
organization
publishing date
type
Contribution to journal
publication status
published
subject
keywords
digital consumption
in
Journal of financial counceling and planning
volume
28
issue
1
pages
18 pages
publisher
Association for Financial Counseling and Planning Education
ISSN
1052-3073
DOI
10.1891/1052-3073.28.1.76
language
English
LU publication?
yes
id
125e2b88-2d59-4459-9510-d0d8136eb9a4
date added to LUP
2016-08-30 14:28:23
date last changed
2017-06-19 18:16:33
@article{125e2b88-2d59-4459-9510-d0d8136eb9a4,
  abstract     = {This literature review seeks to map the state of research on the effects of digitization on personal financial behavior and management through a bibliometric analysis and a systematic literature review. The findings indicate that current knowledge is primarily based on perspectives of actors in commerce and systems development. More research is needed on how personal financial behavior change in relation to digital technology, the vulnerability of children and adolescents, and the links between changes in credit behavior and indebtedness. Financial counseling could benefit from an awareness of young adults vulnerability as digital consumers and an extended perception of financial literacy that encompasses requirements of digital society. Policymakers need to be aware of the consequences of digital measurability.},
  author       = {Carlsson, Hanna and Larsson, Stefan and Svensson, Lupita and Åström, Fredrik},
  issn         = {1052-3073},
  keyword      = {digital consumption},
  language     = {eng},
  number       = {1},
  pages        = {76--94},
  publisher    = {Association for Financial Counseling and Planning Education},
  series       = {Journal of financial counceling and planning},
  title        = {Consumer Credit Behavior in the Digital Context : A Bibliometric Analysis and Literature Review},
  url          = {http://dx.doi.org/10.1891/1052-3073.28.1.76},
  volume       = {28},
  year         = {2017},
}