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Personality-driven value investing: The mediating role of financial self-efficacy and versatile cognitive styles

Ahmad, Fawad LU (2025) In Journal of Behavioral and Experimental Finance 48.
Abstract
The influence of individual psychological and cognitive characteristics on preferences for value versus growth stocks (VSvGS) is not well understood. This study examines the influence of personality traits, financial self-efficacy (FSE), and versatile cognitive styles (VCS) on the choice between VSvGS. Specifically, it examines both the direct effects of personality traits on individual preferences and the indirect effects mediated by FSE and VCS. Data were collected from 351 students across two universities, one in Italy and the other in Pakistan. The results provide a significant positive (negative) direct effect of conscientiousness and openness (extraversion and neuroticism) on the preference for VSvGS. Furthermore, the study... (More)
The influence of individual psychological and cognitive characteristics on preferences for value versus growth stocks (VSvGS) is not well understood. This study examines the influence of personality traits, financial self-efficacy (FSE), and versatile cognitive styles (VCS) on the choice between VSvGS. Specifically, it examines both the direct effects of personality traits on individual preferences and the indirect effects mediated by FSE and VCS. Data were collected from 351 students across two universities, one in Italy and the other in Pakistan. The results provide a significant positive (negative) direct effect of conscientiousness and openness (extraversion and neuroticism) on the preference for VSvGS. Furthermore, the study demonstrates that conscientiousness and openness (extraversion and neuroticism) have a positive (negative) impact on preferences for VSvGS, mediated by FSE and VCS. Moreover, the results show no significant differences in the impact of personality traits on the preferences for VSvGS between respondents from Italy and Pakistan. (Less)
Please use this url to cite or link to this publication:
author
organization
publishing date
type
Contribution to journal
publication status
published
subject
keywords
Personality traits, Financial self-efficacy, Versatile cognitive style, Value premium, Value investing, Behavioral finance
in
Journal of Behavioral and Experimental Finance
volume
48
publisher
Elsevier
external identifiers
  • scopus:105017020051
ISSN
2214-6350
DOI
10.1016/j.jbef.2025.101114
language
English
LU publication?
yes
id
a3316236-95d8-4fe7-b48b-db0129c435b9
date added to LUP
2025-10-21 19:59:51
date last changed
2025-10-22 08:45:02
@article{a3316236-95d8-4fe7-b48b-db0129c435b9,
  abstract     = {{The influence of individual psychological and cognitive characteristics on preferences for value versus growth stocks (VSvGS) is not well understood. This study examines the influence of personality traits, financial self-efficacy (FSE), and versatile cognitive styles (VCS) on the choice between VSvGS. Specifically, it examines both the direct effects of personality traits on individual preferences and the indirect effects mediated by FSE and VCS. Data were collected from 351 students across two universities, one in Italy and the other in Pakistan. The results provide a significant positive (negative) direct effect of conscientiousness and openness (extraversion and neuroticism) on the preference for VSvGS. Furthermore, the study demonstrates that conscientiousness and openness (extraversion and neuroticism) have a positive (negative) impact on preferences for VSvGS, mediated by FSE and VCS. Moreover, the results show no significant differences in the impact of personality traits on the preferences for VSvGS between respondents from Italy and Pakistan.}},
  author       = {{Ahmad, Fawad}},
  issn         = {{2214-6350}},
  keywords     = {{Personality traits; Financial self-efficacy; Versatile cognitive style; Value premium; Value investing; Behavioral finance}},
  language     = {{eng}},
  publisher    = {{Elsevier}},
  series       = {{Journal of Behavioral and Experimental Finance}},
  title        = {{Personality-driven value investing: The mediating role of financial self-efficacy and versatile cognitive styles}},
  url          = {{http://dx.doi.org/10.1016/j.jbef.2025.101114}},
  doi          = {{10.1016/j.jbef.2025.101114}},
  volume       = {{48}},
  year         = {{2025}},
}