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Ambiguity aversion and value uncertainty generate an endowment effect

Mohlin, Erik LU and Gärdenfors, Peter LU (2025) In Theory and Decision 99(4). p.735-744
Abstract

We show how the endowment effect can be interpreted in terms of ambiguity aversion. Agents take status quo as their reference point, relative to which they evaluate potential trades. The value of exchanged goods is ambiguous, represented by a set of probability distributions over possible values. Agents are ambiguity averse, modeled as maxmin expected utility maximisers. This characteristic leads a seller to focus on the case of selling a high value good and leads a buyer to focus on the case of buying a low value good. Consequently, the seller’s willingness to accept (WTA) is inflated and the buyer’s willingness to pay (WTP) is deflated, producing an endowment effect. Assuming that agents incorporate new information via Bayesian... (More)

We show how the endowment effect can be interpreted in terms of ambiguity aversion. Agents take status quo as their reference point, relative to which they evaluate potential trades. The value of exchanged goods is ambiguous, represented by a set of probability distributions over possible values. Agents are ambiguity averse, modeled as maxmin expected utility maximisers. This characteristic leads a seller to focus on the case of selling a high value good and leads a buyer to focus on the case of buying a low value good. Consequently, the seller’s willingness to accept (WTA) is inflated and the buyer’s willingness to pay (WTP) is deflated, producing an endowment effect. Assuming that agents incorporate new information via Bayesian updating of the set of priors, we show that information decreases the WTP-WTA gap. In this way our model can account for the known facts that the endowment effect is mitigated by physical contact with the good, decreasing in experience, larger for non-market goods, and more dependent on possession of the good than on ownership.

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organization
publishing date
type
Contribution to journal
publication status
published
subject
keywords
Ambiguity aversion, Endowment effect, Value uncertainty, WTP-WTA gap
in
Theory and Decision
volume
99
issue
4
pages
10 pages
publisher
Springer
external identifiers
  • scopus:105010259513
ISSN
0040-5833
DOI
10.1007/s11238-025-10054-y
language
English
LU publication?
yes
additional info
Publisher Copyright: © The Author(s) 2025.
id
27685beb-ad32-4dec-a84f-c9d47e3dc387
date added to LUP
2025-12-18 10:55:11
date last changed
2025-12-18 10:55:45
@article{27685beb-ad32-4dec-a84f-c9d47e3dc387,
  abstract     = {{<p>We show how the endowment effect can be interpreted in terms of ambiguity aversion. Agents take status quo as their reference point, relative to which they evaluate potential trades. The value of exchanged goods is ambiguous, represented by a set of probability distributions over possible values. Agents are ambiguity averse, modeled as maxmin expected utility maximisers. This characteristic leads a seller to focus on the case of selling a high value good and leads a buyer to focus on the case of buying a low value good. Consequently, the seller’s willingness to accept (WTA) is inflated and the buyer’s willingness to pay (WTP) is deflated, producing an endowment effect. Assuming that agents incorporate new information via Bayesian updating of the set of priors, we show that information decreases the WTP-WTA gap. In this way our model can account for the known facts that the endowment effect is mitigated by physical contact with the good, decreasing in experience, larger for non-market goods, and more dependent on possession of the good than on ownership.</p>}},
  author       = {{Mohlin, Erik and Gärdenfors, Peter}},
  issn         = {{0040-5833}},
  keywords     = {{Ambiguity aversion; Endowment effect; Value uncertainty; WTP-WTA gap}},
  language     = {{eng}},
  number       = {{4}},
  pages        = {{735--744}},
  publisher    = {{Springer}},
  series       = {{Theory and Decision}},
  title        = {{Ambiguity aversion and value uncertainty generate an endowment effect}},
  url          = {{http://dx.doi.org/10.1007/s11238-025-10054-y}},
  doi          = {{10.1007/s11238-025-10054-y}},
  volume       = {{99}},
  year         = {{2025}},
}